At Meridian Trust, protecting the privacy of our clients is a responsibility we take seriously. This notice explains how we handle information you share with us during the course of your relationship with our bank, what choices you have regarding that information, and the steps we take to keep it secure.
Request a Printed Copy| Overview | HOW MERIDIAN TRUST
HANDLES YOUR INFORMATION |
|---|---|
| Background | Every financial institution makes decisions about how client information is used and shared. United States law grants you certain rights to restrict these practices, and also requires us to disclose our approach in plain language. Please take a moment to read through this notice so you understand how your information is treated when you bank with us. |
| Information |
The information we gather about you depends on which of our services you use. Depending on your products, we may collect items such as:
Our information-handling practices continue to apply to records we retain even after your accounts with us are closed. |
| Practice | Running any financial institution requires some degree of information exchange between internal departments and external service providers. The table that follows summarizes the categories of sharing that are legally permitted, the categories Meridian Trust actually engages in, and your ability to opt out of each one. |
| Categories of information sharing | Does Meridian Trust do this? | Can you opt out? |
|---|---|---|
| Routine bank operations — posting your transactions, servicing open accounts, complying with subpoenas and government inquiries, and submitting data to consumer reporting agencies |
Yes | No |
| Promotional communications — letting you know about products and services we think may benefit you |
Yes | No |
| Cooperative promotions with outside financial firms |
No | Not applicable |
| Affiliate operations — sharing your transaction activity and customer experience with related companies |
No | Not applicable |
| Affiliate operations — sharing information about your creditworthiness with related companies |
No | Not applicable |
| Affiliate direct marketing outreach |
No | Not applicable |
| Outside third-party direct marketing |
No | Not applicable |
| Questions? |
+1 (305) 424-8636 or visit www.meridiantrustonline.com |
| Who We Are | |
|---|---|
| Who is providing this notice? | Meridian Trust |
| What We Do | |
|---|---|
| What measures keep my data safe at Meridian Trust? | We maintain a layered security program aligned with applicable banking regulations. This includes encrypted storage, access controls, physical security at our facilities, monitored network perimeters, and ongoing employee training on handling confidential records. |
| Where does my information come from in the first place? | Information is typically gathered as part of the normal activities that happen across your account, including situations such as:
In some cases we receive additional information from external sources such as consumer reporting agencies and verification services. |
| Why aren't all categories opt-out eligible? | United States privacy law limits opt-out rights to certain specific sharing activities, such as:
Depending on where you live, state law may extend additional rights that go beyond the federal baseline. |
| Key Terms | |
|---|---|
| Affiliates | Businesses that share common ownership or operational control with our institution. These can include both financial and non-financial entities.
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| Nonaffiliates | External businesses that have no common ownership or operational link to our institution. Again, these may be financial or non-financial in nature.
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| Joint Marketing |
An arrangement under which two or more unrelated financial institutions coordinate to promote a shared set of products or services to existing customers.
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